TOOLS DISTRIBUTION PROGRAM
Tools Distribution Insurance Program
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At Ayers Insurance, we have been insuring tool distributors since the 1970’s. George Ayers and Karen Ayers wrote the first tool distributor program with Fireman’s Fund and have extensive knowledge of the industry.
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Our Tools Distributor Insurance Program is supported by reputable insurance carriers like Cincinnati Insurance Companies, Liberty Mutual, Travelers, and Westfield. These companies are known for their dedication and commitment to providing quality coverage.
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You have a major personal & financial investment in the fast-paced tool distributor field. As a tool distributor, your goal is to fulfill your customers’ needs with the right tool at the right time. Allow us to do the same for you and provide a custom insurance package designed to meet and exceed your needs.
​​This custom insurance package was developed with your needs in mind as well as meeting all your distributor agreements.
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We take pride in our service and get back to everyone quickly.
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24-hour availability
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Knowledge of tools and trends
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Risk management approach
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Full-service agency
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Representing strong insurance companies
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Key components of Tool Distribution Insurance Programs:
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General Liability Coverage: Protects against third-party bodily injury & property damage claims, essential for businesses interacting with customers and suppliers.
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Commercial Auto Insurance: Covers physical damage, theft, & liability associated with vehicles used for business purposes, including delivery trucks & service vehicles.
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Inventory Coverage (Inland Marine): Safeguards tools & equipment against risks like theft, fire, or accidental damage, whether they're stored on-site, in transit, or at remote locations.
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Workers' Compensation Insurance: Offers optional coverage for employees' medical expenses & lost wages resulting from work-related injuries or illnesses.
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Commercial Umbrella Coverage: Offers an extra layer of general liability and auto protection for your business.
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Our toll-free Tool Distribution hotline number is: 1 (800) 769-9301 available from 8:30am until 4:30pm EST, Monday through Friday. For emergency services after office hours, weekends, and holidays call (330) 603-1664.
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To get started with us, please complete the appropriate application form: